Assets That Increase Your Net Worth
Your net worth calculation provides a financial report card for how you are doing at this point in time. Net worth is calculated by subtracting all of your liabilities (what you owe) from your total assets (what you own). If your assets exceed your liabilities you have…
Mutual Fund
What is a Mutual Fund A mutual fund is an investment vehicle made up of a pool of money collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and other assets. Mutual funds are operated by professional money managers, who allocate the fund’s investments and attempt to produce capital gains and/or income for…
How to sell stock in your company
Reasons to Sell There are many valid reasons to sell all or part of a business. Selling shares in a business can generate significant cash, which can pay down debts, or be used for investments or charitable donations. That cash can also go back into the business,…
How Will Your Investment Make Money?
After two years of saving and sacrifice – sweat and overtime – you have finally accumulated enough money to begin investing outside of your retirement accounts. You have just spent the afternoon with your new broker, while he or she went over a myriad of investment…
Digital Transaction
What is a Digital Transaction A digital transaction is a seamless system involving one or more participants, where transactions are effected without the need for cash. Digital transaction involves a constantly evolving way of doing things where financial technology (fintech) companies collaborate with various sectors of the…
Open Banking
What is Open Banking Open banking is a system that provides a user with a network of financial institutions’ data through the use of application programming interfaces (APIs). The Open Banking Standard defines how financial data should be created, shared and accessed. By relying on networks instead…
What is the difference between share purchase rights and options?
There is a big difference between share purchase rights and options. With share purchase rights, the holder may or may not buy an agreed number of shares of stock at a pre-determined price, but only if he is already an existing stockholder. Options, on the other hand, are the…